Kathleen Peters

🌞 Summer Time Insurance Tips (Are You Covered This Season?)

Summer is here! Longer days, road trips, backyard barbecues, boating, camping, and more time at home—great fun, but also a few things worth double-checking to make sure you’re protected.

✅ 1) Auto Insurance for Summer Driving

More time on the road can mean more risk. If you’ve changed vehicles, added drivers, upgraded equipment, or bought new accessories (like a bike rack or upgraded stereo), it may be time to review your coverage.

✅ 2) Home & Property Protection

Summer weather can bring strong storms, flooding, and wind damage. Make sure your policy covers:

• storm-related damage

• outdoor structures (fences, sheds, decks)

• valuables stored at/around your home

✅ 3) Liability for Outdoor Events

From pool parties to cookouts—liability claims are more common in summer. If you’re hosting guests frequently, owning a pool/hot tub, or have outdoor activities, it’s smart to confirm your liability coverage is up to date.

✅ 4) Boat, RV, and Recreation—Don’t Skip This

If you use a boat, RV, ATV, or other summer toys, coverage needs can be different from standard policies. A quick review can help you avoid gaps.

📅 Ready for a Summer Checkup?

If you’d like, we can do a quick “Summer Coverage Check” to make sure your policy fits your life this season.

📩 Call / Message us today or request a review here:

Have a safe, protected, and enjoyable summer! ☀️

About Me At Kathleen Peters’ Insurance Agency, my team and I are here to help you review your insurance needs and find the products that truly fit your life. Whether you’re looking for a thoughtful review of your current policies or exploring new coverage options, we take the time to understand what matters most to you and how to protect it. I bring 32 years of experience as a State Farm Insurance agent, specializing in comprehensive coverage for individuals and families in Newport Beach. From Auto Insurance that helps keep you protected on the road, to Home Insurance and Life Insurance that safeguard what you’ve worked hard to build, my priority has always been protecting you and the people you care about. Having served the Newport Beach community for many years, I understand the unique insurance needs that come with coastal living and an active Southern California lifestyle. I am licensed in California and Arizona, which allows me to assist customers in both states, including those relocating or managing coverage across state lines. Giving back locally is important to me. In addition to my insurance work, I serve on the Board of Directors of the Newport Beach Chamber of Commerce, supporting local businesses and contributing to the continued growth of our community. Education has also played an important role in my career. I hold a Bachelor of Science degree from the University of San Francisco, which provided a strong foundation for understanding the complexities of the insurance industry and addressing my customers’ needs with clarity and care. Outside of the office, I enjoy staying active and connected to the local scene. You’ll often find me riding my electric bike around Newport Beach, taking in the scenery, or enjoying local concerts and live music. My team and I are committed to providing personal, attentive service and helping you feel confident in your coverage decisions. If you’d like to review your policies or explore your options, feel free to call, text, or email our office anytime.